Terms of Use & Conditions of Sale

ClearDhan, LLC ("ClearDhan," "we," or "us") provides its website at cleardhan.ai (together with all other websites, applications and services operated on behalf of ClearDhan, LLC, the "Site") to you, an individual user ("you"), for your individual use, subject to your acceptance of and compliance with these Terms.

01Agreement

By accessing or using this Site, or placing an order through the Site, you agree to be bound by these Terms of Use & Conditions of Sale ("Terms") and ClearDhan's Privacy Policy, which is expressly incorporated into these Terms. If you do not agree to these Terms in their entirety, you are not authorized to use the Site in any manner.

These Terms contain arbitration and class-action-waiver provisions that waive your right to a court hearing, your right to a jury trial, and your right to participate in a class action. Arbitration is mandatory and is the exclusive remedy for any and all disputes unless specified in Section 16 or unless you opt out. Please carefully review Section 16, which also describes your right to opt out.

By using the Site and agreeing to these Terms, you represent that you are at least the age of majority in your state or province of residence, that you have the legal capacity to enter into a binding contract with us, and that you have read, understood and agree to these Terms.

02Changes to these Terms

ClearDhan reserves the right to update, change or replace any part of these Terms by posting updates to the Site. You can review the most current version at any time at cleardhan.ai/terms-and-conditions.html. It is your responsibility to check this page periodically. Your continued use of, or access to, the Site after changes are posted constitutes your binding acceptance of those changes.

03Privacy & security disclosure

ClearDhan's Privacy Policy is incorporated into these Terms by reference and forms part of this Agreement. ClearDhan reserves the right to modify the Privacy Policy at its sole discretion.

04No investment recommendations or professional advice

ClearDhan does not provide personalized investment advice. Neither the Site nor any ClearDhan service is intended to provide tax, legal, insurance or investment advice. Nothing on the Site or provided through our services should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by ClearDhan or any third party. You alone are solely responsible for determining whether any investment, security, strategy, product or service is appropriate for you based on your objectives and financial situation. You should consult a registered investment adviser, attorney or tax professional regarding your particular circumstances.

To the extent any content may be deemed investment advice or a recommendation regarding a particular security, such information is impersonal and not tailored to any specific person. An investment in any security is subject to numerous risks, and discussions of any security on the Site will not contain a complete list or description of relevant risk factors. Performance data is supplied by sources believed reliable but is not guaranteed and may be incomplete. References to prior articles or opinions may be selective and are likely not current; previously published information may be superseded by subsequent market events.

05Securities & investing disclaimer

ClearDhan does not represent that any account will or is likely to achieve profits or losses similar to those discussed on the Site. The past performance of any trading system or methodology is not necessarily indicative of future results. All trades, patterns, charts and systems discussed are for illustrative purposes only and are not specific advisory recommendations. Information on the Site is intended for informational purposes only.

06Intellectual property

The Site and its content — including text, documents, articles, products, software, graphics, photos, audio, video, interactive features, links, User Submissions, third-party apps and all other content (the "Content"), together with the trademarks, service marks and logos contained therein — are the property of ClearDhan and its third-party licensors or providers.

You may access the Content and download or print copies solely for your personal, non-commercial use, retaining all copyright and proprietary notices. You acquire no ownership rights by using the Site. ClearDhan reserves all rights not expressly granted.

07User conduct

You may not use, copy, display, sell, license, decompile, republish, upload, post, transmit, distribute, create derivative works from, or otherwise exploit Content from the Site without our prior written permission. Modifying the Content, or using it for any purpose other than your personal, non-commercial use, violates our copyright and other proprietary rights and may subject you to legal liability. In connection with your use of the Site, you also agree not to:

• Restrict or inhibit any other visitor from using the Site, including by "hacking" or defacing any portion of it;
• Use the Site for any unlawful purpose;
• Express or imply that any statements you make are endorsed by us without our prior written consent;
• Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Site;
• Disable, damage or alter the functioning or appearance of the Site;
• "Frame" or "mirror" any part of the Site without our prior written authorization;
• Use any robot, spider, scraper or other automated process to download, index, "data mine," "harvest" or otherwise reproduce or circumvent the Site or its contents;
• Harvest or collect information about visitors without their express consent;
• Send unsolicited or unauthorized advertising, spam or chain letters to other users; or
• Transmit any content containing software viruses or other harmful code.

08Account registration

To access some services you must create an account. By creating an account you agree that:

• You may maintain only a single account;
• You will never share your username or password, or knowingly provide or authorize access to your account;
• You will never use another user's account without permission;
• You will provide accurate and complete information when registering;
• You are solely responsible for activity that occurs on your account and must keep your password secure;
• You will notify us immediately of any breach of security or unauthorized use of your account; and
• You will be liable for any use of your account or password and for resulting losses to ClearDhan or others. We are not liable for losses caused to you by unauthorized use of your account.

ClearDhan may, in its sole discretion, cancel your account or suspend your access to the Site.

09Automatic billing & cancellation

Some ClearDhan products and services are sold on a subscription basis through our third-party checkout and payment processor, whop.com. If you purchase a subscription, it will automatically renew at the then-current rate for the subscribed product until you cancel. Common renewal terms are one-, three- and twelve-month periods, as identified at checkout and on your receipt.

By allowing a renewal to proceed, you authorize future recurring charges through whop.com using the payment credentials you have on file with whop. You are responsible for any applicable taxes. Prices, features and promotional offers may change; changes apply to subsequent billing periods.

You may cancel at any time. Cancellation stops future renewals and takes effect at the end of your current billing period. To cancel, manage your subscription through your whop.com account, or contact us in writing at info@ClearDhan.com and we will assist. See Section 10 and our Refund & Cancellation Policy regarding refunds.

10Refunds

Except where a refund is required by applicable law, subscription fees are non-refundable, including for partial billing periods and unused time after cancellation. You may cancel at any time to stop future renewals (Section 9); cancellation does not, by itself, refund the current period. Refund terms are set out in full in our Refund & Cancellation Policy, which is incorporated into these Terms by reference. Where a refund is available — for example, a verified billing error or a right you have under applicable consumer law — request it by emailing info@ClearDhan.com; approved refunds are administered to your original payment method through whop.com. In the event of any conflict between this section and the Refund & Cancellation Policy, the Refund & Cancellation Policy governs.

11Payment

All charges are in U.S. Dollars. Payments for subscriptions and digital products are processed by our third-party payment provider, whop.com, using the payment methods whop makes available at checkout. ClearDhan does not collect or store your full payment-card number, expiration date or security code; that information is provided directly to and handled by whop.com and its payment processors under their own terms and privacy policy.

By submitting payment information at checkout, you represent that you are authorized to use the payment method, that the information is complete and accurate, that sufficient funds or credit are available, and that you will pay all amounts due. We are not responsible for fees your bank or card issuer may apply. If a charge is reversed by your bank or card issuer, we may seek payment by another method.

12Social media

This section applies to everyone who interacts with our presence on third-party social platforms (e.g. Facebook, Instagram, X, YouTube, LinkedIn) ("Social Media Presence"). Social platforms are places of public information exchange, and you should have no expectation of privacy when using them. Neither these Terms nor our Privacy Policy apply to our Social Media Presence; those platforms are not controlled by us and have their own policies and terms.

Comments and opinions posted by users on social media are theirs alone and do not reflect ClearDhan's views. Inappropriate or offensive content may appear and may remain until we are able to identify and remove it. If you see such content, please report it to the platform using its own reporting procedures.

13Copyright notice (DMCA)

We maintain the contact below for notices of claimed copyright infringement regarding material posted to the Site. All notices should be addressed to our agent for notice of claimed infringement:

ClearDhan, LLC — Notification of Claimed Infringement
515-517 Jefferson St, Suite FL1, Hoboken, NJ 07030, USA
Email: info@ClearDhan.com

If posted material is believed in good faith to violate applicable law, we will remove or disable access to it and notify the posting party. Under the Digital Millennium Copyright Act, your notice must include: (i) a description of the copyrighted work claimed to be infringed; (ii) a description of the infringing material and information sufficient to locate it; (iii) your contact information; (iv) a statement that you have a good-faith belief the use is not authorized; (v) a statement, under penalty of perjury, that the information is accurate and that you are authorized to act for the copyright owner; and (vi) a physical or electronic signature of the owner or authorized agent. Failure to include all of the above may delay processing of your complaint.

14Disclaimer of warranties

Except where otherwise inapplicable or prohibited by law, the Site and all Content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose. We make no, and expressly disclaim any and all, representations and warranties as to the reliability, timeliness, quality, suitability, availability, accuracy or completeness of any information on the Site.

We do not represent or warrant, and expressly disclaim, that: (a) use of the Site will be secure, timely, uninterrupted or error-free, or operate with any other hardware, software, system or data; (b) the Site or our products will meet your requirements or expectations; (c) any stored data will be accurate or reliable; (d) the quality of any product, service or information obtained through the Site will meet your expectations; (e) errors or defects will be corrected; or (f) the Site or its servers are free of viruses or other harmful components. All conditions, representations and warranties, whether express, implied, statutory or otherwise, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement, are disclaimed to the maximum extent permitted by applicable law.

15Limitation of liability

Except where otherwise inapplicable or prohibited by law, in no event shall ClearDhan, LLC or any of its officers, directors, shareholders, employees, contractors, telecommunications providers or agents be liable for any indirect, special, incidental, exemplary, consequential or punitive damages, or any other damages, fees, costs or claims arising from or related to these Terms, the Privacy Policy, the products, or your or a third party's use or attempted use of the Site or any product, regardless of whether ClearDhan had notice of the possibility of such damages. This includes, without limitation, any loss of use, loss of profits, loss of data or loss of goodwill, and the cost of substitute services or products.

This applies regardless of how damages are alleged to be caused and on any theory of liability, whether for breach of contract, tort (including negligence and strict liability), warranty or otherwise. If, notwithstanding the above, ClearDhan, LLC is found liable under any theory, its liability and your exclusive remedy will be limited to USD $500.00. Some states do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you, and you may have additional rights.

16Dispute resolution by mandatory binding arbitration & class-action waiver

Please read this provision carefully to understand your rights. Except where prohibited by law, you agree that any claim you may have must be resolved through final and binding confidential arbitration. You acknowledge that you are waiving the right to a trial by jury, and that rights you would have in court — such as discovery or the right to appeal — may be more limited or may not exist.

You agree that you may bring a claim only in your individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator may not consolidate proceedings or preside over any representative or class proceeding. An arbitrator can award, on an individual basis, the same damages and relief as a court (including injunctive and declaratory relief or statutory damages) and must follow these Terms as a court would.

a. General. "Claim" means any dispute between you, ClearDhan or any involved third party relating to your account, your use of the Site, your relationship with ClearDhan, these Terms or the Privacy Policy, including any claim relating to your use or attempted use of the products and any act or omission by ClearDhan or any related third party. You, ClearDhan or any involved third party may pursue a Claim. By agreeing to arbitrate, you and ClearDhan each waive the right to go to court and agree to submit Claims to final and binding confidential arbitration. This provision is governed by and enforceable under the Federal Arbitration Act (9 U.S.C. §§ 1–16, as amended).

b. Exceptions. As an exception, you and ClearDhan each retain the right to pursue, in small-claims court, any claim within that court's jurisdiction that proceeds on an individual (non-class) basis. ClearDhan will not demand arbitration of an individual claim properly filed and kept in small-claims court. In addition, the following claims are not subject to arbitration and must be adjudicated only in the state or federal courts located in New Jersey: (i) an action by ClearDhan relating to the infringement or validity of its proprietary rights (trademarks, service marks, trade dress, copyrights, trade secrets or patents); and (ii) an action by ClearDhan for injunctive or other provisional relief for breach or threatened breach of these Terms. You agree not to bring or join any such excluded claim in a representative or class-wide capacity. For all matters excluded from arbitration by this subsection, the parties consent to exclusive jurisdiction and venue in the state and federal courts located in New Jersey.

c. Required pre-dispute procedures. Before initiating any Claim, the initiating party will first contact the other in writing with a description of the dispute, all relevant documents and information, and the proposed resolution. You may send your written description by U.S. Mail to: ClearDhan, LLC, Attn: Legal Department, 515-517 Jefferson St, Suite FL1, Hoboken, NJ 07030. ClearDhan will contact you at the billing or email address you provided. The parties agree to negotiate in good faith. If the dispute is not resolved within 60 days after receipt of the written dispute, the dispute-resolution provisions below apply. Nothing here limits ClearDhan's right to seek injunctive or equitable relief in the New Jersey courts as described in subsection b.

d. Commencing arbitration. You and ClearDhan agree to commence any arbitration within one year after the Claim arises (the one-year period includes the pre-dispute procedures above). Any arbitration commenced after one year is forever barred.

e. Location. If the amount in controversy is $500 or less, the arbitration may be conducted by telephone or written submissions. Otherwise it will be conducted in New Jersey, unless ClearDhan agrees to another forum requested by you.

f. Organization, rules & arbitrator. All Claims other than those exempted in subsection b will be submitted to final and binding confidential arbitration before a single arbitrator of the American Arbitration Association ("AAA"). Either party may commence arbitration by submitting a written demand to the AAA and providing a copy to the other party within the period in subsection d. The arbitrator will be selected by agreement or, failing that, in accordance with AAA rules. The arbitration will be conducted under the AAA's Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes in effect at the time of the demand (available at www.adr.org or 1-800-778-7879). The arbitrator has sole authority to resolve any dispute about the interpretation, validity, applicability or enforceability of these Terms and this provision, and to determine arbitrability.

g. Fees. Payment of filing, administration and arbitrator fees is governed by the AAA's rules. We will reimburse the arbitrator's fees for claims totaling less than $10,000 unless the arbitrator determines the claims are frivolous, and we will not seek our attorneys' fees and costs unless the arbitrator finds the claims frivolous. Otherwise each party bears its own fees, costs and expenses.

h. Governing law & award. The arbitrator will apply the substantive law of the State of New Jersey without regard to its conflict-of-laws principles. Any award will include a confidential written opinion and will be final, subject to appeal under the FAA. Judgment on the award may be entered in any court of competent jurisdiction.

i. Enforceability. This provision survives termination of your account or relationship with ClearDhan, bankruptcy, assignment or transfer. If the class-action waiver is deemed unenforceable (such that arbitration would proceed as a class or representative action), this entire arbitration provision is null and void. If any other portion is deemed unenforceable, the remaining portions remain in full force.

j. Miscellaneous. Failure or delay in enforcing this provision as to a particular Claim is not a waiver of the right to require arbitration later or as to other Claims, except that all Claims must be brought within the one-year period above. This is the entire arbitration agreement between you and ClearDhan and may not be modified except in writing by ClearDhan.

k. Amendments. ClearDhan may amend this provision at any time. If changes are material, ClearDhan will provide notice and an opportunity to opt out. Your continued use of the Site or purchase or use of a product after changes affirms your consent.

You understand and agree to have any claims decided individually and only through binding, final and confidential arbitration. You have the right to opt out of this arbitration provision within thirty (30) days from the date you first purchase, use or attempt to use a product on or through the Site (whichever comes first) by writing to: ClearDhan, LLC, Attn: Legal Department, 515-517 Jefferson St, Suite FL1, Hoboken, NJ 07030. For your opt-out to be effective, you must submit a signed written notice identifying the product and the date you first purchased, used or attempted to use it. If more than thirty (30) days have passed, you are not eligible to opt out and must pursue your claim through binding arbitration. Should either party file an action contrary to this provision, the other party may recover attorneys' fees and costs up to $1,000.00.

17Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend and hold harmless ClearDhan, its affiliates, subsidiaries, and their directors, officers, employees, contractors, licensors, suppliers, representatives, partners, shareholders, agents, successors and assigns from and against any claims, actions, losses, liabilities, damages, expenses and costs of any kind (including reasonable attorneys' fees) arising out of or related to: (1) your breach of these Terms or the documents they incorporate; (2) your breach of any representation or warranty in these Terms; or (3) your violation of any law or the rights of a third party.

18Third-party websites & links

The Site may include materials from, or links to, third-party websites and platforms (including NinjaTrader, Interactive Brokers, Kinetick, TradingView, Discord and whop.com). ClearDhan is not liable for third-party materials or websites. Review their policies carefully before transacting. Complaints regarding third-party products should be directed to the third party.

19Testimonials, reviews & submissions

ClearDhan may use testimonials and reviews, in whole or in part, together with the name and state/country of the person submitting them, for advertising in any media, at our discretion. Testimonials reflect the unique experience of the individual and do not necessarily reflect the experience you may have. ClearDhan may correct errors, shorten testimonials and review them before use, and is under no obligation to use any submission.

Where a person providing a testimonial received any compensation, free or discounted access, or other consideration in exchange for it, that material connection is disclosed at or near the testimonial as required by applicable advertising rules, including U.S. Federal Trade Commission guidance.

Anything you submit to the Site — including photographs, testimonials, ideas, techniques, questions, reviews, comments and suggestions ("Submissions") — is treated as non-confidential and non-proprietary, and we have a royalty-free, worldwide, perpetual, irrevocable and transferable right to use, copy, distribute, display, publish, adapt and create derivative works from such Submissions in any form. You represent that you own or have sufficient rights to share the Submissions. If you submit a testimonial, you confirm that you have read, understood and agree to these Terms.

20Electronic communications

You agree that we may communicate with you electronically, and that such communications — including notices, disclosures and agreements provided electronically — are equivalent to communications in writing and have the same force and effect.

21Assignment

You may not assign any of your rights under these Terms, and any attempt to do so is void. ClearDhan and its affiliates may transfer all contractual rights and obligations under these Terms, without further consent or notice, if some or all of ClearDhan's business is transferred to another entity by merger, sale of assets or otherwise.

22No waiver

No waiver by ClearDhan of any term or condition is a further or continuing waiver of that or any other term, and any failure by ClearDhan to assert a right or provision is not a waiver of that right or provision.

23No agency relationship

No joint venture, partnership, employment or agency relationship exists between you and ClearDhan as a result of your receipt of any product, your use of any service, or your use of the Site.

24Severability

If any provision of these Terms is determined to be unlawful, void or unenforceable, that provision is nonetheless enforceable to the fullest extent permitted by law, and the unenforceable portion is severed. This does not affect the validity or enforceability of the remaining provisions.

25Termination

If we terminate this Agreement, Sections 1–27, as well as any representations, warranties and other obligations made by you, survive termination.

26Entire agreement

These Terms, together with any policies posted by us on the Site, constitute the entire agreement and understanding between you and ClearDhan and supersede any prior or contemporaneous agreements. Any ambiguities are not construed against the drafting party.

27Questions

For questions about your account, subscription services or these Terms, email info@ClearDhan.com.